3.5.3Segment

Equipment Finance & Leasing

Equipment leasing companies and finance providers funding commercial, healthcare, technology, and transportation assets.

4
Verticals

Overview

Equipment Finance & Leasing covers companies funding commercial, healthcare, technology, and transportation equipment through loans and leases — including captive finance arms (auto and equipment manufacturers) and independent lessors. It is a large, relationship- and asset-driven business tied to capital investment.

Demand tracks business capital spending and equipment replacement cycles, and residual-value management and funding costs drive returns. It is a stable, fragmented market consolidating around scaled independents and bank-owned lessors.

Market snapshot

Market size
~$134B
Growth
~3.1%CAGR (2017–22, nominal)
Companies
~3,600
FragmentationFragmented

U.S. Census Bureau 2022 CBP/Economic Census, NAICS 522220 (Sales Financing) — includes captive auto/equipment finance and independent lessors.

Business model & economics

Revenue model
Lease and loan income plus residual-value gains
Recurring revenue
Moderate–High — lease portfolio income
EBITDA margin
Spread- and residual-driven
Capex intensity
Low
  • Demand tracks business capital spending.
  • Residual-value management and funding costs drive returns.
  • Captive finance arms and independent lessors.

M&A deal context

Moderate deal activity

Who’s acquiring

Bank-owned & independent lessorsSpecialty-finance consolidatorsPE-backed leasing platforms

What’s driving deals

  • Consolidation around scaled lessors.
  • Capital-spending and replacement-cycle demand.
  • Funding and residual-value dynamics.

Verticals in this segment

  • 3.5.3.1Commercial Equipment Leasing

    Lessors financing trucks, forklifts, and commercial equipment.

  • 3.5.3.2Healthcare Equipment Finance

    Finance companies funding medical imaging, dental, and clinical equipment.

  • 3.5.3.3Technology Equipment Finance

    Lessors financing computers, servers, and IT infrastructure.

  • 3.5.3.4Transportation Equipment Finance

    Finance companies funding commercial trucks and trailers.

Find Equipment Finance & Leasing acquisition targets

Search Acquisera’s index for companies classified under Equipment Finance & Leasing (3.5.3) and build a targeted deal pipeline.

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