3.6.9.4Vertical

Wealth Transfer & Estate Planning

Advisors structuring trusts, gifting, and intergenerational wealth transfer.

Market snapshot

These figures describe Trust & Estate Services (3.6.9), the segment that Wealth Transfer & Estate Planning sits within — not Wealth Transfer & Estate Planning on its own.

Market size
~$19B
Growth
~3.3%CAGR (2017–22, nominal)
Companies
~2,800
FragmentationConsolidatingEstimate

U.S. Census Bureau 2022 CBP/Economic Census, NAICS 523991 (Trust, Fiduciary & Custody) + 525920 (Trusts, Estates & Agency Accounts).

Business model & economics

Revenue model

Fiduciary administration and custody fees

Key economics

Recurring revenue
High

recurring fiduciary administration

EBITDA margin
20–30%
Capex intensity
Low

Characteristics

  • Recurring, relationship-driven fiduciary administration.
  • Supported by the great intergenerational wealth transfer.
  • Independent trust companies and bank trust departments compete.

Geographic concentration

AlabamaAlaskaColoradoFloridaGeorgiaIndianaKansasMaineMassachusettsMinnesotaNew JerseyNorth CarolinaNorth DakotaOklahomaPennsylvaniaSouth DakotaTexasWyomingConnecticutMissouriWest VirginiaIllinoisNew MexicoArkansasDelawareDistrict of ColumbiaHawaiiIowaKentuckyMarylandMichiganMississippiMontanaNew HampshireNew YorkOhioOregonTennesseeUtahVirginiaWashingtonWisconsinNebraskaSouth CarolinaIdahoVermontLouisianaRhode IslandArizonaCaliforniaNevada

Trust and estate administration over-indexes in Nevada, whose favorable trust statutes (directed and dynasty trusts) draw charter activity, with secondary presence in Arizona and California.

NevadaArizonaCalifornia

U.S. Census Bureau — 2022 County Business Patterns (establishments by state), NAICS 523991. Concentration shown by location quotient.

M&A deal context

Deal activityModerate

Who’s acquiring

  • Trust-company consolidators
  • Wealth-management platforms
  • Bank & fiduciary strategics

What’s driving deals

  • Bundling fiduciary services with wealth management.
  • Intergenerational wealth-transfer demand.
  • Consolidation of independent trust companies.

Find Wealth Transfer & Estate Planning acquisition targets

Search Acquisera’s index for companies classified under Wealth Transfer & Estate Planning (3.6.9.4) and build a targeted deal pipeline.

Search companies